So far, we have discussed many tools, such as Cardro Pro, which is made up of three functions: “Carding, BvN, hack, and fake alert.

We also discuss xcaret100, basically for removing money from credit or debit cards without OTP, alongside many others.

In today’s article, I want to teach you about ssnphisher, what it does, how to use it, and dangers involved.

What is ssnphisher?

Sometimes it’s easier to get clients SSNs compared to how difficult it could be to get other important details like credit or debit cards. But then, there’s a problem because even after getting these details, they are almost useless unless you know how to use them.

There’s few ways to use SSN to your advantage, but with the use of SSNphisher, you can take loans from any bank account connected to that SSN without the owner’s awareness.

Imagine being able to take loans from other people’s accounts just using their SSN.

That’s interesting, right? But it’s not very easy because you still need their date of birth if you must have unlimited loan access. 

If you’re using iPhone and you need this tool, you can contact us on WhatsApp.

Here’s how it works

With just your clients ssn digits, you can take a loan worth $20K. But if you have access to their date of birth matched with their SSN, you can take unlimited loans until the bank gets to notice and blocks the channel.

The good news is that they must not have the amount you want available in their account before this tool can work.

Provided you have these details, even with zero balance in their account, you are still good to go. The client’s account will have a negative balance, and anytime they deposit money in the account, the bank will deduct their balance based on the agreement selected when taking this loan.

It’s as easy as that, and it can be done with just a few steps.

That’s why it’s important to keep your details secret, as banks always warn because this is the age where everything is possible.

So many of you are still wondering how possible it’s to get clients SSN details. There are so many ways.

How to use SSN to your advantage

Apart from using ssnphisher in taking loans from banks, there are many other ways through which hustlers can use ssn to cash out huge.

Scammers can do a lot of damage with someone’s Social Security Number (SSN) because it’s a key piece of information used to verify identity.

• Opening Credit Accounts and Loans

  SSN can be used to apply for credit cards or personal loans.

  They can run up a debt that falls back on the SSN owner, damaging their credit score, and it can also be used to open bank accounts in the owners name, potentially leading to overdrafts or fraud flagged against the SSN owner.

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• Tax Fraud

  Scammers may file a tax return using your SSN to claim a refund, which can make it difficult for you to file your real return, and sometimes scammers use stolen SSNs to evade their own tax debts, which can leave victims with unexpected liabilities.

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• Employment Fraud

  Someone can use a stolen SSN to get a job, meaning you could be liable for taxes on income you never earned. While the other person works under a fake identity.

  Scammers might also use stolen SSNs to dodge background checks or use fake identities at work.

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• Government Benefits Theft

  With your SSN, scammers can apply for benefits like unemployment, leaving you with potential overpayment issues or reduced eligibility.

  They might even redirect Social Security payments to their own account, especially in cases targeting the elderly.

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• Medical Fraud

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  Scammers can use your SSN to get medical treatment, leading to incorrect details in your medical records.

  They could also file false insurance claims, potentially affecting your premiums or benefits.

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• Loan or Mortgage Fraud

  A stolen SSN can allow scammers to apply for home, car, or personal loans, leaving the victim with bad credit or debt collectors.

  Sometimes, they might even rent properties or lease cars, leaving bills and damages in the victim’s name.

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• Setting Up Utility Accounts

  Scammers can use your SSN to open utility or phone accounts, and unpaid bills can end up damaging your credit.

How to get SSN details and access

There are many ways through which scammers can get ssn. But the common method is the direct relationship with your clients.

Once you get them to love, they are ready to submit everything, including their SSN details.

Other methods such as phishing, social engineering, data breaches, darkweb purchases, insiders, etc.

I know you have so many questions in mind currently about this tool.

Don’t worry, we are always available to answer. Just communicate them in the comment section below.